Four Out of Control Costs Driving Health Reform

September 12, 2013

Tweet A recent employer health benefits survey from the Kaiser Family Foundation provides timely perspective on the unsustainable rate of increase in workforce premiums while underscoring the need for meaningful health reform. The survey focused on those receiving health benefits coverage from their employers—about 149 million non-elderly Americans—and reported that premiums grew more slowly in […]

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3 Reasons to Look Past Penn State’s Wellness Program Headlines

August 28, 2013

Tweet Lockton’s Vice President and Chief Medical Officer Eric P. Justin weighed in on the recent flurry of negative media attention surrounding implementation of Pennsylvania State  Universtity’s employee wellness program, providing three reasons why employers may want to look past the headlines. Three different news sources seemed to create a potent cocktail of bad news […]

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Employers: Voluntary Benefits Boost Employee Satisfaction

August 20, 2013

Tweet Employers continue to see 100 percent employee-paid voluntary benefit coverage as a significant means of boosting employee satisfaction with their overall benefit plan offerings, according to Prudential’s Seventh Annual Study of Employee Benefits.* Among employer respondents surveyed, which included business executives, business owners, human resources professionals, and financial management professionals, 40 percent strongly agreed […]

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Why Employers Face Critical Need to Communicate Health Reform

July 10, 2013

Tweet Let’s discuss two critical reasons why employers should feel compelled to have an effective communication strategy in place to ensure that employees understand health reform and the value of their employee benefits package. I. To close the employer-employee perception gap The latest findings indicate that there’s a perception gap among mid-market employers when it […]

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Are Your HR Systems Ready for Health Reform?

July 1, 2013

Tweet When asked about the implications of ACA (Patient Care and Affordable Care Act) for employers’ human resources information systems, Matthew Kaiser fully admits the answer—like so many of life’s big questions—is that it depends. Kaiser is vice president and director of HR technology solutions for Lockton Companies, and he regularly works with Lockton clients […]

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5 Requirements for Health Plan Related Incentives/Penalties Based on Health Status

May 23, 2013

Tweet Wellness plan provisions enabling employees to earn incentives or avoid penalties based on health status may be the trickiest part of workplace wellness program design. “Incentives or surcharges tied to a health plan (e.g., premium discounts or surcharges, deductible discounts or surcharges, etc.) are subject to HIPAA non-discrimination rules if contingent upon health conditions […]

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6 Ways Wellness Design Intersects Federal & State Law

May 22, 2013

Tweet Employer wellness programs intersect various state and federal laws, depending on what they aim to achieve, and an understanding of today’s uncertain regulatory environment is essential for HR execs involved with future implementations. The current regulatory environment can be best described as a clash between federal and social policies toward wellness and the protection […]

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Consultant-Brokers: Three Ways We Can Help

April 24, 2013

Tweet There simply isn’t enough time in the day for busy HR executives like yourself to stay current with all industry trends and best practices in employee benefits. That’s where your relationship with a Lockton consultant-broker makes all the difference. Here’s three ways to leverage our partnership: Utilize Our Industry Perspective and Insight Consultant-brokers like […]

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Three Ways to Connect Benefits Plan Design with Workforce Engagement

April 11, 2013

Tweet As a consultant-broker working with senior Human Resources leaders at a diversity of blue chip and mid-level firms, I’m still surprised to find organizations who fail to connect the value of workforce engagement with the employee benefits plan design process. The value of improved workforce engagement is indisputable, and perhaps the most important factor […]

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