Health Reform Penalties & Admin Hassles Top Concerns for Mid-Sized Employers

March 26, 2014

Tweet Mid-sized companies continue to voice concerns about potential penalties and administrative hassles despite recent implementation delays to the Obamacare rules for employers. Smaller companies employing between 50 and 100 full-time workers will now be exempt from the mandate to offer affordable health insurance to employees until 2016, the government announced in February. This followed […]

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Unum Study: Effective Benefits Communication Drives Employee Engagement

March 13, 2014

Tweet A new study from Unum once again confirms the important correlation between effective benefits communication and heightened employee engagement levels. The study, Beyond the Usual Benefits, which builds upon five years of research, offers useful guidance to employers engaged in communications planning for 2014 benefits open enrollment and confirms previous third party research, which […]

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Feds Issue Final Play or Pay Regulations—What You Need To Know

February 24, 2014

Tweet The IRS issued final regulations on health reform’s play or pay mandate, the employer shared responsibility provisions of the Patient Protection and Affordable Care Act (ACA). Lockton’s Health Reform Advisory Practice hosted a webinar in response to the news, providing strategic insights and actionable takeaways for those wrestling with the complexities of the law’s […]

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Study: Future of Employer-Based Health Coverage Unclear

January 16, 2014

Tweet The onset of health care reform has caused many employers to think about the long-term effects of continuing to offer health coverage. Will they offer health coverage in the future and, if so, for how long?  Which workers will continue to receive coverage? Workers Have More Options for Health Coverage Previous findings from Paul […]

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Why Health Reform Highlights Value of Voluntary Benefits

December 13, 2013

Tweet Employers can expect the value of voluntary benefits to increase with the advent of health care reform in 2014, says Lockton’s Voluntary Benefits Northeast Practice Leader Steven Eisenberg. While health reform law aims to limit private insurance plan cost-sharing charges, employees in employer-sponsored plans will still be responsible for deductibles, co-payments, and co-insurance with […]

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Taking A Stand For Workplace Wellness

December 2, 2013

Tweet A year-long NIOSH study evaluating sit-stand workstations brings wellness to the proverbial seat of our sedentary lives; namely, our workstations, where most of us spend long hours each day sitting in front of a computer. The findings from NIOSH, the National Institute for Occupational Safety and Health, supplement recent studies highlighting health problems caused […]

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4 Reasons Why Obamacare Won’t Kill COBRA

October 11, 2013

Tweet Many benefits experts believe the enactment of certain health-law provisions under Obamacare next year could help U.S. employers recoup billions of dollars in claim expenses currently paid out through COBRA to workers retaining medical coverage after leaving a company or organization. Some have said state and federal health exchanges created under the Affordable Care […]

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4 Tips to Boost 401(k) Participation & Compliance

September 24, 2013

Tweet Low or less-than-average employee contribution rates to employer-sponsored 401(k) retirement plans can be particularly troublesome during annual compliance testing. In this post my Lockton colleague, Tom Clark, Jr., provides four strategies that could boost participation levels and ensure plan compliance. Tom is the president of Lockton Investment Advisors LLC, an affiliate of Lockton Companies […]

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Four Out of Control Costs Driving Health Reform

September 12, 2013

Tweet A recent employer health benefits survey from the Kaiser Family Foundation provides timely perspective on the unsustainable rate of increase in workforce premiums while underscoring the need for meaningful health reform. The survey focused on those receiving health benefits coverage from their employers—about 149 million non-elderly Americans—and reported that premiums grew more slowly in […]

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