531427393Employer-sponsored insurance now covers an estimated 149 million non-elderly people and continues to grow in importance.*

Accordingly, the Kaiser Family Foundation and the Health Research & Educational Trust has conducted an annual survey of private and nonfederal public employers during the past 16 years to provide current information about employer-sponsored health benefits and actionable guidance for HR leaders and practitioners like you.

To help with your 2015 planning, I’ve made the Kaiser employer-sponsored health benefits summary findings for 2014 available as a free download below.

2015 Employer-Sponsored Health Benefits Planning

Interestingly, the 2014 survey reports considerable stability among employer-sponsored plans, with a similar percentages of employers offering benefits to at least some employees and a similar percentage of workers at those firms receiving benefits coverage as compared to last year. Family premiums appeared to increase at a modest rate and single premiums also appeared to be statistically consistent with those reported last year. What’s more, on average, workers with coverage contributed the same percentage of the premium for single and family coverage as last year.

But the relative quiet of 2014 could be the calm before the 2015 storm as the employer shared-responsibility provision in the ACA takes effect for large employers—the provision requiring firms with more than 100 full time equivalent employees (FTEs) in 2015 and more than 50 FTEs in 2016 to provide coverage to their full-time workers or possibly face a penalty if workers seek subsidized coverage in health care exchanges, the report concludes.

Click To Receive A Free Download of the Kaiser Survey Summary Findings.

Please be sure to mark your calendars for this Thursday, Jan. 22, 2015, when Lockton will provide a complimentary webcast on what to expect from health reform in 2015.

Click To Register for Complimentary Webcast

When: 3:00 – 4:30 p.m. ET on Thursday, Jan. 22, 2015

Presented By: Lockton Compliance Services Experts: Edward Fensholt, J.D.; Mark Holloway, J.D.; Elizabeth Vollmar, J.D.; Scott Behrens, J.D.

Registration Note: Please register only once for each group of employees who will view and listen to the presentation through a single computer. You are welcome to register multiple groups, but we need to know how many log-in ports to reserve for each session.

CEUs: We now offer Continuing Education Units (CEUs) from the Human Resources Certification Institute (HRCI) for many of the webinars presented by the experts in Lockton Benefit Group. Attendees of the webinars can obtain CEUs for Professional in Human Resources (PHR), Senior Professional in Human Resources (SPHR), and Global Professional in Human Resources (GPHR) certification. To receive CEUs, you will need to log into the presentation individually so that we have a record of your attendance.

For Additional Assistance

Thanks for reading and feel free to contact me at RRuotolo@Lockton.com or 646.572.3962. To stay informed and receive future blog updates by email simply enter yours into the opt-in email box at the top of the page.

* Kaiser Commission on Medicaid and the Uninsured. The uninsured: a primer—key facts about health insurance on the eve of coverage expansions [Internet]. Washington (DC): The Commission; 2013 Oct 23 [cited 2014 Aug 5]. Available from: http://kff.org/uninsured/report/the-uninsured-a-primer-key-facts-about-health-insurance-on-the-eve-of-coverage-expansions/


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